Benefits Information

Insurance & Retirement Benefits for Registered Neutrals Only

Health Insurance and Retirement Products Exclusively for Registered Neutrals

Having a hard time getting good insurance?  GODR has contracted with BPC Financial, the State Bar of Georgia’s recommended insurance broker, to offer Georgia registered neutrals the opportunity to purchase insurance and retirement products at group rates, with reduced underwriting requirements or with enhanced benefits.  Among the many products that will be available to registered neutrals only:

Health Insurance

Term Life Insurance

Long-Term Care Insurance

For a complete list of all of the insurance and retirement products available to registered neutrals, go to

Professional Liability Insurance Exclusively for Registered Neutrals

GODR, through Complete Equity Markets, Inc., offers Georgia registered neutrals a professional liability insurance program for neutrals at low association rates.

What is Professional Liability Insurance for?

For costs (including legal fees) or damages resulting from allegations of negligent acts, errors or omissions in the conduct of arbitration proceedings or dispute resolution services. 

What kind of coverage is available ($500 deductible per claim):

  • $100,000 per claim/$300,000 aggregate

  • $250,000 per claim/$500,000 aggregate

  • $500,000 per claim/$1,000,000 aggregate

  • $1,000,000 per claim/$1,000,000 aggregate 

What will it cost?*

As low as $230 annual premium for $100,000/$300,000 coverage for a mediator of non-family cases who mediates less than 20 hours/week. 

As low as $340 annual premium for $100,000/$300,000 coverage for a mediator who handles family cases and mediates 20 hours/week or more. 

As low as $390 annual premium for $100,000/$300,000 coverage for an arbitrator/mediator. 

*Your insurance premiums may be tax-deductible business expenses. 

Is this a deal?

Similar coverage is likely to cost several times more if you buy it as an individual. 

What’s special about this coverage?

  • Unlicensed/Unauthorized Practice of Law coverage at no extra cost;

  • Coverage regardless of which state you live or work in, as long as you are a Georgia- registered neutral;

  • Prior Acts Coverage for claims as long as there is no prior knowledge of any pending claims and/or circumstance which may give rise to a claim against the Assured at inception date;

  • Staff covered at no additional costs (includes secretaries, file clerks, etc.);

  • Lower rates for part-time arbitrators/mediators;

  • Volunteers can be included for coverage;

  • Combination policies available for lawyers with mediation/arbitration practices;

  • Defense coverage provided even where the insured is found at fault;

  • Optional extended claims reporting period available.

Why do I need liability insurance?

Because across the country, neutrals are being sued and accused of misconduct more often these days. Defending against even false claims can cost a lot of money and cause a lot of anxiety. See this article

Yes, Georgia-registered neutrals serving in a court-annexed or court-referred program are immune from liability “for civil damages for any statement, action, omission or decision made in the course of any ADR process.” But they can still be liable if, “that statement, action, omission or decision is 1) grossly negligent and made with malice or 2) is in willful disregard of the safety or property of any party to the ADR process.” (Georgia Supreme Court ADR Rules, VII(C)). And even defending yourself from a baseless lawsuit can be daunting and expensive. This liability policy can give you that extra peace of mind. 


Additional information:

Complete Equity Markets, Inc. is an insurance brokerage firm providing professional liability insurance to select professionals for over 35 years. CEM works only with associations that offer this insurance as a benefit for members. This insurance is underwritten by Lloyd’s of London.  

For more information contact - Kaitlyn Hassall

1190 Flex Court

Lake Zurich, IL 60047-1578

Toll-free Phone 800-323-6234 ext. 426

Fax 847-541-0444